Get the right insurance for motorhomes

It’s not just another car. Be sure you get the right kind of insurance for motorhomes. For further information, contact

Unless you have a true recreational vehicle insurance package, you could be in for an unpleasant ordeal should you experience a loss with your RV. Your auto and homeowner's policies may not cover such items as appliances, plumbing or accessories.

Without true recreational vehicle insurance, your emergency expenses incurred while traveling would undoubtedly come out of your own pocket. A typical travel trailer insurance policy from an auto carrier will include physical damage coverage only. A + rated motorhome insurance and travel trailer insurance companies provide coverages far above and beyond the modest coverage provided by your auto insurance company. The following recreational vehicle insurance descriptions are designed to be general guidelines only, and do not constitute a contract.

“If you have a new RV you may be eligible for Total Loss Replacement, so choose your RV insurance carefully. If your RV is destroyed within its first five model years, this coverage will ensure that you get a brand new RV - even if it costs more than you paid for the original unit! This motorhome insurance coverage is a great way to protect your investment from the effects of depreciation.

During model years 6 through the life of your policy, our companies will pay the original purchase price toward the cost of a new RV. What's more, our motorhome insurance and travel trailer insurance companies automatically cover attached accessories such as awnings, satellite dishes, and air conditioning units.

Our policies start with your liability coverage at: $100,000 Each Person $300,000 Per Accident $50,000 Property Damage. Optional coverages: Up to 1 Million dollars of liability coverage.

Other available coverages include:

• Collision With Low Branch or Overhang • Collision With Another Vehicle • Theft • Flood • Fire • Windstorm • Emergency • Roadside Assistance • Vacation Liability • Theft of Your Personal Property • Damage by Stray Animals • Vandalism Damage by vandals • Accessories • Full Timer Coverage

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